Spinwheel Credit Pull by SMS Verification
Trigger a credit data pull using Spinwheel’s OTP-based verification. Updates lead record with real debt amount and qualification status.
The Spinwheel Credit Pull by SMS Verification integration allows for a secure credit data pull using OTP (One-Time Password) confirmation via SMS. It leverages Spinwheel’s API to retrieve the user’s verified debt amount after they validate their phone number.
Note: The Debt Amount Integration must be enabled at the Source level for this feature to function properly.
Funnel Form Flow Step-Level Configuration
Configuration Path:
Funnel > Form Flow > Step Edit Setting > Credit Pull by SMS Verification
Functionality
- Toggle “Credit Pull by SMS Verification” after the step where all required data (like phone number) is collected.
- When enabled:
- An OTP will be sent to the user’s mobile number.
- Upon successful OTP verification, a credit pull is triggered via Spinwheel.
- The response data is used to update the lead record.
Fields Updated in the Lead Record
After the credit pull is complete, the system stores the following fields:
| Field | Description |
|---|---|
debt_amount | The actual debt amount retrieved via Spinwheel |
qualified_lead | true or false — Indicates if the pulled debt amount is less than or equal to the threshold set in the source-level debt amount configuration |
Tip: Use this OTP-based credit check for an extra layer of consent and validation before accepting or routing high-value leads.